Managing your finances can be a daunting task, but using a monthly budget planner can help you stay organized and on top of your expenses. With so many options available, choosing the right planner can be overwhelming. We’ve compiled a list of the ten best monthly budget planners for 2023 that you can find on Amazon to help you make the right choice.
What is a budget planner?
A budget planner is an essential tool for anyone looking to get a better grip on their finances. In its most basic sense, it's a tool – such as a worksheet or template – that you can use to design your budget. When used correctly, it can be an invaluable resource for keeping sending and saving in check. A successful budget planner helps you decide how to best spend your money while avoiding or reducing debt
NerdWallet recommends the 50/30/20 budget, which suggests that 50% of your income goes toward needs, 30% towards wants and 20% towards savings and debt repayment. This means identifying what is considered necessary expenses (such as bills) versus optional ones (such as eating out or vacation). This "needs vs wants" concept can be used to break down where your hard-earned money should go in order to help build financial security over time. Once you've identified categories where you want your money to go, it's much easier to stick with a plan over the long haul and avoid impulse buying. Having a clear vision of your financial goals and consistently tracking spending are key components of maintaining any kind of budget plan
1. Erin Condren Budget Book
The Erin Condren Budget Book is a top choice for individuals who value organization and personalization in their financial planning. This popular budget planner offers a variety of features and tools to make managing your finances enjoyable and efficient.
Customizable Tabs: One of the standout features of the Erin Condren Budget Book is its customizable tabs. These tabs allow you to create categories that suit your unique financial situation, making it easy to locate specific sections and track your expenses effectively.
Stickers for Fun and Functionality: This budget planner comes with a variety of stickers that can be used to add a touch of fun to your financial planning, as well as serve functional purposes. You can use the stickers to label categories, highlight important events or due dates, and even track your progress towards financial goals.
Expense Trackers: The Erin Condren Budget Book includes detailed expense trackers to help you monitor your spending habits and identify areas where you can cut costs or reallocate funds. By tracking your expenses consistently, you can gain valuable insights into your financial patterns and make informed decisions about your money management.
Get it here: https://amzn.to/3zjW8RL
2. Clever Fox Budget Planner
The Clever Fox Budget Planner is a comprehensive and versatile tool designed for individuals who are determined to achieve their financial objectives. This well-organized planner offers a variety of features and sections that cater to different aspects of personal finance management.
One of the key aspects of the Clever Fox Budget Planner is its ability to help users track both monthly and yearly budgets. This feature allows you to plan and allocate your funds effectively, ensuring that you stay within your financial limits and avoid overspending.
In addition to budget tracking, the planner also includes dedicated sections for monitoring your savings goals and debt repayment progress. This comprehensive approach to finance management enables you to stay on top of your financial situation and make informed decisions to reach your goals faster.
Get it here: https://amzn.to/3ltxj2s
3. Boxclever Press Budget Planner
The Boxclever Press Budget Planner is a versatile and comprehensive solution for managing your finances effectively, with an emphasis on smart saving and budgeting strategies. Designed to help you achieve financial success, this planner offers a variety of features to keep your money management organized and efficient.
The planner includes monthly budget pages that allow you to plan and allocate your income to various categories such as housing, transportation, food, and entertainment. By keeping a clear record of your expenses, you can monitor your spending habits and make adjustments as needed to stay within your budget.
In addition to the budget pages, the Boxclever Press Budget Planner also offers expense tracking sections where you can record your daily, weekly, and monthly expenses. This helps you maintain a clear understanding of where your money is going and identify any areas where you might be overspending.
Get it here: https://amzn.to/40wgiDu
4. Legend Budget Planner
The Legend Budget Planner is a well-rounded and efficient tool designed to help you manage your finances effectively and achieve your financial goals. This comprehensive planner offers an array of features that cater to different aspects of financial management, making it an excellent choice for individuals looking to take control of their money.
Key features of the Legend Budget Planner include:
Monthly budget pages: The planner offers dedicated pages for planning and tracking your monthly budget. These pages help you allocate your income to various expenses and monitor your spending throughout the month, ensuring that you stay within your budget.
Expense tracking: The Legend Budget Planner includes detailed expense tracking sections, allowing you to record every transaction and monitor your spending habits. This feature helps you identify areas where you can save money and adjust your spending accordingly.
Financial goal setting: The planner features sections for setting both short-term and long-term financial goals. By establishing and tracking your financial objectives, you can stay motivated and focused on achieving them.
Savings tracker: The Legend Budget Planner also includes a savings tracker, enabling you to monitor your progress towards your savings goals. This feature helps you stay accountable and motivated to save money consistently.
Debt repayment: The planner provides a dedicated section for tracking your debt repayment progress, allowing you to stay on top of your debts and work towards becoming debt-free.
Get it here: https://amzn.to/42CJydE
5. Busy B Budget Book
The Busy B Budget Book is a compact and comprehensive budget planner designed to help you effectively manage your finances. Despite its smaller size, this planner offers a range of features to help you stay on top of your financial goals.
One of the main features of the Busy B Budget Book is its monthly budget pages, which allow you to plan and track your income and expenses throughout the month. These pages help you allocate your funds effectively and ensure that you stay within your budget.
In addition to the monthly budget pages, the Busy B Budget Book also includes an expense tracking section. This feature enables you to record every transaction and monitor your spending habits, helping you identify areas where you can save money and adjust your spending accordingly.
Another important aspect of the Busy B Budget Book is the section dedicated to setting financial goals. This section allows you to establish both short-term and long-term financial objectives, providing you with a clear roadmap to achieve them.
Get it here: https://amzn.to/3LLfgzo
6. Templatables Budget Planner
The Templatables Budget Planner is a highly customizable and user-friendly financial management tool designed to cater to a wide range of budgeting needs. With its easy-to-use templates and ample space for tracking income, expenses, and financial goals, this planner is perfect for individuals who appreciate a personalized approach to managing their finances.
One of the standout features of the Templatables Budget Planner is its assortment of adaptable templates. These templates provide a solid foundation for your budgeting process, allowing you to tailor the planner according to your unique financial situation and preferences. By customizing the templates, you can create a budgeting system that works best for you, ensuring that you stay organized and in control of your finances.
Get it here: https://amzn.to/40hRFKW
7. Budget Planner by The Budget Mom
Created by the popular finance blogger, The Budget Mom, this budget planner is specifically designed to help you gain control of your finances through detailed tracking and effective strategies. With a strong emphasis on tracking income, expenses, and savings, this planner enables you to monitor your financial progress and make informed decisions to reach your goals.
The Budget Planner by The Budget Mom offers comprehensive sections for managing different aspects of your finances. The income tracking section allows you to record and monitor all sources of income, ensuring you have a clear understanding of your financial inflows. Likewise, the expense tracking section enables you to keep a close eye on your spending habits and identify areas where you can cut back to save money.
One of the key features of this planner is the savings section, where you can set your savings goals and track your progress towards achieving them. This helps you stay motivated and disciplined in your savings efforts, ultimately contributing to improved financial health.
In addition to the detailed tracking sections, the Budget Planner by The Budget Mom also offers valuable tips and strategies for managing your money effectively. Drawing from the insights and experiences of The Budget Mom herself, these practical tips cover a wide range of financial topics, from budgeting and saving to debt management and investing.
By using this budget planner, you will not only have a clear view of your financial situation but also gain access to the guidance and support needed to make positive changes and achieve your financial goals. This makes the Budget Planner by The Budget Mom an invaluable tool for anyone looking to improve their financial well-being.
Get it here: https://amzn.to/3JZQgTK
8. GoGirl Budget Planner
The GoGirl Budget Planner is a straightforward and effective tool designed to help individuals manage their finances with ease. This planner incorporates various sections that cater to different aspects of financial management, making it an ideal choice for those who seek a simple yet comprehensive approach to budgeting.
One of the key features of the GoGirl Budget Planner is the space provided for tracking monthly income and expenses. This allows users to have a clear overview of their financial situation, enabling them to make informed decisions about their spending and saving habits. By closely monitoring income and expenses, users can identify areas where they can cut costs and optimize their savings.
In addition to tracking income and expenses, the GoGirl Budget Planner also includes a dedicated section for goal setting and reminders. This feature helps users establish both short-term and long-term financial goals, providing them with a sense of direction and purpose in their financial journey. The reminders section ensures that important tasks and deadlines are not overlooked, further assisting users in staying on top of their finances.
Get it here: https://amzn.to/3Kccu5b
9. Nokingo Budget Planner
The Freedom Planner Pro offers a comprehensive approach to financial planning, including space for tracking budgets, savings, and debt repayment. It also includes sections for goal setting and habit tracking to help you stay on top of your finances.
Get it here: https://amzn.to/3lFjEoO
10. Simplified Monthly Budget Planner
The Simplified Monthly Budget Planner offers a minimalist approach to budgeting, making it ideal for individuals who prefer a straightforward and uncomplicated tool to manage their finances. This planner is designed with ample space for tracking your monthly income and expenses, allowing you to keep a close eye on your financial activities and make informed decisions about your spending habits.
In addition to its budget tracking features, the Simplified Monthly Budget Planner also provides a dedicated section for notes and reminders. This thoughtful addition enables you to jot down important financial observations, upcoming expenses, or even personal reflections on your financial progress. This section can serve as a valuable reference as you continue to refine and improve your budgeting strategies.
Get it here: https://amzn.to/3K3f4tY
Summary
Using a monthly budget planner is an effective way to take control of your finances. We hope this list of the ten best monthly budget planners for 2023 helps you find the perfect one for your needs.
I am not a financial advisor and anything I say in my blog is not to be taken as financial advice. For any financial advice please contact a financial professional. My blog is based on my own opinions, research and understanding of the financial markets. Some of my posts may contain affiliate links to products. If so, at no extra cost to yourself, purchasing a product through the link will directly support Portfolio Hub.
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